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Managing your money takes creativity and self-discipline. The
rewards are worth it!
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Use the web to find the best credit card deal for you – ex.
cardweb.com
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Limit the number of credit cards you use. If you are in debt,
get rid of them!
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Join a wholesale club. For a small membership fee you can
save a lot of money on a variety of items.
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Get a free Internet service provider – ex. Netzo.com.
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Make paying off your credit card balance a goal one month at
a time so you minimize debt.
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Use cash. You’ll spend less!
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Take your lunch to work.
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Exercise outside in warmer months to save money at the gym.
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Avoid shopping as entertainment. Nurture yourself in other
ways like going to the park, visiting a museum or watching movies on
television.
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Stay away from ATM machines if it’s not your bank.
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Make your own coffee.
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Drink tap water.
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Learn how to make a household budget.
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Keep track of your spending (Quicken).
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Be informed. Interview several money managers to see whose
best for you or take a course in accounting or finance. Seek help if you need
it.
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Watch for hidden charges.
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Keep copies of your documents.
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Start a new year with a new filing system.
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Identify two budget items that you can do without.
Other Skill Sets
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